techpreneur.ca

I am of the belief that everyone should understand their own credit profile.  Did you know that Canadian citizens are entitled to ONE FREE CREDIT REPORT every year?

I have been getting my free credit reports from Equifax (link here).  If you go to their website, Equifax will try to sell you access to your credit profile online, for a fee.  However, you can also get the report for FREE.  You just need to fill out a form (link here) and mail it in, along with the requested documentation.  Then, within a couple of weeks…  Presto!!!  You get you own credit profile in the mail.

A few months ago, I read an article from Rob Carrick of the Globe and Mail (link here) that also provided a phone number for Equifax (1-800-465-7166).  This is a much quicker way of getting the free credit report (no postage required).  Within 10 minutes, I was able to order the report.  How easy was that!!!  I still needed to wait a couple of weeks to actually get a copy of the report.  But it was a good deal for what I paid for.

Based on Rob Carrick’s article, I also tried to call the phone number for TransUnion.  However, I was never successful in ordering the credit report.  After a couple of tries and I gave up.  You might have better luck than me.